How do I rebuild my credit rating after a bankruptcy in St. Catharines?
There is no magic fix to rebuild your credit rating after filing bankruptcy. Slow and deliberate [...]
Understanding Surplus Income Limits in a Bankruptcy
The Office of the Superintendent of Bankruptcy has set guidelines as to what they feel is [...]
How does a consumer proposal affect your credit score?
There are two credit agencies in Canada; Equifax and TransUnion. They are public companies and not run [...]
What happens to debt when you die?
When someone passes away in Canada, a final accounting of their assets and liabilities takes place. [...]
What assets can you keep in a bankruptcy in Burlington?
There is often a fear of reaching out to a Licensed Insolvency Trustee to explore bankruptcy [...]
How does a consumer proposal work?
A consumer proposal allows you to offer a settlement to your unsecured creditors payable over a [...]
Step by Step Guide on How to File Bankruptcy in Ontario
Only a Licensed Insolvency Trustee (“LIT”) can file an assignment in bankruptcy for an individual in [...]
Should I cash in my RRSP to pay my debt or consider filing an insolvency?
If you are struggling with your debt and asking the above question, you should seek the [...]
Middle aged and struggling with debt?
Unfortunate circumstances can impact anyone. A separation of marriage, loss of income, helping children or lack [...]
Meet the Trustee – Kathy Lenart
I have been helping debtors who are struggling with overwhelming debt for over 30 years. I [...]
