I Received Government Benefits – Now What?
Many Canadians found themselves out of work due to the pandemic and resulting lockdowns. Fortunately, the government [...]
Debt Help in Hamilton
Many people are willing to talk freely about their health and family issues but can be quiet [...]
What Happens to My Car in a Bankruptcy?
Many people hold off considering a bankruptcy because they are afraid of losing their car. When you [...]
Filing an Estate into Bankruptcy
The passing of a loved one is devastating enough without having to receive collection calls from their [...]
How long do I have to wait to file a second bankruptcy?
Quick answer – there is no mandatory waiting period. In order to file a second bankruptcy, you [...]
The “Fresh Start” of a Personal Insolvency Filing
The Bankruptcy and Insolvency Act provides for an insolvent individual to file a personal assignment in bankruptcy [...]
Who files a Consumer Proposal?
A consumer proposal can be filed by a consumer debtor who owes not more than $250,000 (excluding [...]
Budgeting for Seniors Guide
Many seniors who receive limited pension income once per month find it very difficult to budget. These [...]
How to Deal with Debt After a Loss of Income
When the COVID-19 pandemic shut down Ontario’s economy in March, 2020, no one could have predicted the [...]
Filing a Second Bankruptcy
The Office of the Superintendent of Bankruptcy issued its 2019 Canadian Consumer Debtor Profile reporting 22% of [...]
