Should I cash in my RRSP to pay my debt or consider filing an insolvency?
If you are struggling with your debt and asking the above question, you should seek the [...]
Middle aged and struggling with debt?
Unfortunate circumstances can impact anyone. A separation of marriage, loss of income, helping children or lack [...]
Meet the Trustee – Kathy Lenart
I have been helping debtors who are struggling with overwhelming debt for over 30 years. I [...]
Consumer Proposal vs Bankruptcy – What is the Best Solution for You?
The best solution for you will depend on your individual circumstances and personal morals. Both a [...]
Who Goes to See a Licensed Insolvency Trustee?
The purpose of this blog is to make taking the first step to see a Licensed [...]
How does a bankruptcy impact my tax refunds and benefits?
Upon filing an assignment in bankruptcy, your assets vest in the trustee to realize for the [...]
Advice for a Fresh Start Under the Bankruptcy and Insolvency Act
The Bankruptcy and Insolvency Act is federal legislation that was enacted to provide an honest but unfortunate [...]
What happens if you lose a lawsuit and can’t pay in Canada?
To clarify, I am not a lawyer, and thus, I am not giving anyone legal advice. If [...]
What to do when you receive a collection notice from the Canada Revenue Agency (“CRA”)
Amounts owing to the CRA for personal income tax and HST sometimes get pushed aside to concentrate [...]
Can you go bankrupt more than once?
The Bankruptcy and Insolvency Act (“BIA”) is the federal legislation that governs insolvency filings in Canada. There [...]
