You may have been struggling with your debt for a while hoping things would get better – but are you at the point where you should seek professional advice?
Take a minute to answer the following questions:
- Are you borrowing money to make it from one payday to the next?
- Do you take cash advances from one credit card to pay another credit card?
- Are you only paying interest charges on your debt and not reducing the total amount?
- Are you being harassed by creditors for payment?
- Do you continually exceed your limit on credit cards?
- Are you using credit cards to purchase necessities of life like groceries and gas?
- Do you have a garnishee on your wages?
- Are collection agencies calling you non-stop?
- Has your car been repossessed?
- Are you missing mortgage payments or not paying utilities to pay your debts?
If you think you need help, take the time to contact us.
A free initial assessment to review your financial situation and options could put an end to your debt struggles.
By Kathy Lenart – Insolvency Partner, Licensed Insolvency Trustee
CPA, CA, CIRP
Member and Secretary of the Ontario Association of Insolvency and Restructuring Professionals (OAIRP)
Canadian Association of Insolvency and Restructuring Professionals (CAIRP)
Leave A Comment