When is the best time to see a Licensed Insolvency Trustee?
One of the most common comments I receive when I have helped someone with their debt is, [...]
What to do when you receive a collection notice from the Canada Revenue Agency (“CRA”)
Amounts owing to the CRA for personal income tax and HST sometimes get pushed aside to concentrate [...]
What to Know If You Have Financed Home Improvement Equipment
One tactic some companies have used over the years has been to promote their items via door-to-door [...]
How To Avoid Buyer’s Remorse
Have you ever made a significant purchase and immediately questioned whether it was a good idea? Have [...]
Can a Debt Consultant Get Me a Better Deal with My Creditors?
When you are struggling with debt and embarrassed by your financial situation, it is hard to take [...]
The Meaning of Insolvency
If you are in debt, you may hear the word “insolvency” being used. What does this mean, [...]
Is a Consumer Proposal a Loan?
Many people reach out to a Licensed Insolvency Trustee (“LIT”), thinking that we pay their debt in [...]
Can you go bankrupt more than once?
The Bankruptcy and Insolvency Act (“BIA”) is the federal legislation that governs insolvency filings in Canada. There [...]
Can I file for bankruptcy if I am current on my debt payments?
To the surprise of many, it is not a requirement for you to be in arrears on [...]
Can I retain my bank account in a bankruptcy or consumer proposal?
The number of people who have had the same bank account since they were children is surprising. [...]
